Banking Issues.....

………………..and getting it wrong is all too easy!

What might appear an impossible situation is an everyday occurrence to us with a workable solution in most cases. This is our area of expertise.

We will never charge a fee to meet with you or discuss the situation.

Your Relationship with your Bank.

What do you expect from your bank?
Do you know what your bank expects from you?
When your bank writes to you do you REALLY know what they mean?
"I've got this new young Bank Manager who doesn't seem to understand my business". Does this sound familiar?

What matters is having a good working relationship with your bank.

What can Middleton Partners do?

We can help improve your relationship with your bank or we might be able to assist in re-banking you.

Do your bank facilities match the needs of your business now?

What can I do if the bank will not increase my lending?
Have you really thought what cash requirements your business needs?

What matters is having the right financing package to support your efforts in your business.

What can Middleton Partners do?

We can give you real practical advice on the way forward.

What do I do if things don't go as well as planned?

Banks don't like surprises.
Tell them the truth, quickly – even if it is bad news.
You might be surprised at the reaction!
Banks don't make money from failed businesses.

What matters is communicating with your bank in a way that they will understand.

What can Middleton Partners do?

If there is bad news we can in many cases provide an acceptable way forward, the last thing the bank normally wants to do is call in a loan. They actually need to believe you have a solution.

HELP! The Bank has called in my Guarantee.

The most important step to take here is to get professional help right away even before you reply to the letter.
Many guarantors think that they can deal with this personally.
The sad fact is that they often completely fail to understand ALL of the circumstances AND that they are dealing with bankers, or the bank's solicitors, who do this sort of thing all the time.
Calling in a guarantee is just the first step in the process.

What can Middleton Partners do?

Again this is an area that we thoroughly understand and rarely is the position as bad as it might appear if handled properly.

At Middleton Partners we have many years experience in dealing with banks.

AND

Our Partners have a great deal of experience in dealing with the Banks. We have our own specialist Consultant who is a former senior banker who really can help to achieve results that were not thought possible.

At Middleton Partners we can tell you precisely what your bank is saying to you.

AND

We speak their language so we can put your case to them.

At Middleton Partners we can review your banking facilities and the security you already have in place.

AND

We can help you find the right funding package to suit the needs of your business.

At Middleton Partners we are used to seeing businesses where things maybe do not go as well as you had hoped.

AND

We can help you tell your bank what they need to know to help you.

At Middleton Partners we really do understand the pressure you are put under if your guarantee is called.

AND

We have an excellent track record of negotiating with banks on behalf of guarantors.

AND

If I am experiencing financial problems how can I pay for your fees?

We sponsor out of our fees a "Company Helpline" which will enable you to call us and discuss any issues you might have. We will never charge you a fee to meet with you and discuss the way forward.

Please feel free to contact our sponsored company helpline if you have any questions.